Without a doubt, Personal Financial Literacy is THE MOST IMPORTANT class you will take in high school!
The primary content for the course pertains to the study of learning the ideas, concepts, knowledge, and skills that will enable students to implement beneficial personal decision-making choices; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit and money managers; and to be participating members of a global workforce and society.
Content will include, but not be limited to:
* cost/benefit analysis of economic decisions
* earning an income
* understanding state and local federal taxes
* utilizing banking and financial services
* balancing a checkbook and managing a bank account
* understanding loans and borrowing money, including predatory lending and payday loans
* how to prevent identity fraud and theft
* rights and responsibilities of renting or buying a home
* understanding and planning for major financial purchases
* understanding the costs and benefits of insurance
* understanding the financial impact and consequence of gambling
* avoiding and filing bankruptcy
* reducing tax liability
The syllabus for this course can be found here.